_ Which of the following is an example of asymmetric information? Q A. When someone has an undiagnosed illness. 0 B. When an unhealthy individual consumes more healthcare than a healthy individual. 0 C. When an individual is more risk-averse. O D. When an employee lies about the fact they smoke cigarettes. Reset Selection Question 12 of 40 Which of the following is an example of eX-ante moral hazard? O A. Patients with insurance might opt for nonemergency surgeries more often than those without insurance. 0 B. Individuals on a free insurance plan are more likely to show up at the hospital with broken bones. O C. An individual with an insurance plan is more likely to take advantage of Lasik surgery. 0 D. A patient with insurance might get a second opinion if it is covered under insurance, even if it isn't needed