Which of the following is correct for the stable funding ratio? a. The ratio is lower if a DI has more assets that require stable funding b. The ratio is higher if a DI has more assets that cannot be sold during a severe liquidity event c. The ratio is higher if a DI has more assets that cannot be used as collateral in a secured borrowing during a severe liquidity event d. The ratio is lower if a DI holds more short-term wholesale funding