Which of the following is correct? Group of answer choices Only a few states (i.e., California and New York) permit cases to be referred to private judges whose authority is equivalent to that of the public judiciary The litigants select but do not pay for the referee if she is a retired judge The major benefit of using a reference procedure is speed Unlike the arbitration process to which it bears similarities, litigants have the right of full review of the referee's decision The major benefit of using a reference procedure is speed, and unlike the arbitration process to which it bears similarities, litigants have the right of full review of the referee's decision