Which of the following is correct regarding estate planning? Multiple Choice It is the process by which an individual decides what to do with her or her personal, but not real, property. It is the process by which an individual decides what to do with his or her real, but not personal, property. It encourages individuals to make decisions about issues that frequently arise at the end of life. It is the process by which an individual decides to do with his or her property during life, not after death. It is the process by which an individual decides to do with his or her property after death, not during life