Which of the following is correct?

Select one:

a$.$ Checking accounts packaged with several services $($safe deposit box, traveler's checks, low$-$rate loans, etc.$)$ for single fee usually are a good value.

b$.$ Canceled checks are typically returned to customers.

c$.$ Overdraft protection is a loan banks make to their checking account customers who have large balances.

d$.$ Bank customers typically are provided with online access to view and print checks that have been paid.

e$.$ Overdraft protection is usually more costly than fees charged for checks with insufficient funds.