Which of the following is FALSE about credit unions?

	a.	It is excempt from federal income tax
	b.	Are member-owned financial cooperatives
	c.	Are non-profit
	d.	Provide full services to members including interest-bearing checking accounts and short-term loans
	e.	Its original purpose was to promote home ownership

Which of the following is FALSE about barter?

	a.	One of its drawbacks is that it was difficult to carry around
	b.	Refers to the exchange of goods/services for others
	c.	Had as a disadvantage the lack of common measures
	d.	One of its disadvantages was the lack of divisibility
	e.	It is an old practice that dates back to the beginning of the Industrial Revolution (circa 1760)