Which of the following is least likely to explain why the demand for most types of health care goods and services has been empirically shown to be mostly price inelastic (insensitive)? Question 33 options: Consumers pay for most health care goods and services out of pocket Most consumers have health insurance coverage that reduces out of pocket price for health care goods and services Most health care goods and services are perceived to be necessary Most health care goods and services have few or no reasonable substitutes