Which of the following is not a controllable factor effecting a retirement plan?

		a) Date of retirement
		b) Planned retirement lifestyle
		c) Level of savings
		d) Inflation rate

Which of the following is a Controllable factor ?

		a) Planned retirement lifestyle
		b) Inflation rates
		c) Longevity
		d) Rates of return

Which of the following are the three aspects that most seriously affect retirement planning?

		a) Date of retirement, planned retirement lifestyle and level of savings
		b) Period of accumulation, amount of annual savings required and rate of return
		c) Longevity, income taxes and inflation rates
		d) Loss of job, decision to marry and premature death.