Which of the following is not a major group responsible for variances in organizations? a. Creditors b. Consulting C. Stockholders d. Production Which of the following is a major group responsible for variances in organizations? e. Creditors f. Consulting g. Stockholders h. Production For a bank, Drive Through is a department. i. Production j. Service Basing manager compensation on firm stock performance diversifies risk. a. True b. False Decentralization helps train managers. a. True b. False For bank data processing is a department. a. Service b. Production