Which of the following is NOT a response of investment banks for remaining competitive?

I. Industrial and Commercial Bank of China $($ICBC$)$ provided a syndicated loan for Wellington's Transmission Gully project.

II$.$ JP Morgan Chase acquired Aumni, a provider of investment analytics software.

III. Goldman Sachs acquired NextCapital that provides automated advice concerning retirement plans.

Question $8$Select one:

a$.$

III only

b$.$

II only

c$.$

I and II only

d$.$

I only

e$.$

I, II and III