Which of the following is NOT a situation where a bank needs liquidity? O a. Customers' payments with their deposit accounts balances. O b. Loan request by credit worthy customers. O c. Withdrawal by customers at the bank's ATMs. O d. Sale of securities from the bank portfolio. a. BankSA offers a car loan that will require you to pay 4% per annum, compounded semi-annually. What is the effective annual rate charged by the bank? (Round the final outcome to 2 decimal places) (4.5 marks) Cruise Co. Ltd is planning to invest in a 10-year bond with a face value of $1,000 that pays a 5.5 percent coupon (paying semi-annually). The current market rate for similar bonds is 7 percent. (Round the final outcome to 2 decimal places) i) What is the maximum price that he should pay for this bond? (8.5 marks) ii) Is the bond selling at a discount or at a premium and why? (2 marks) iii) If the company decided to issue a zero coupon bond and the market rate is 9%, what will be the price of this bond? (4.5 marks)