- Which of the following is not a tangible employee benefit?

Wellness programs

Use of a company car

Flexible work hours

Paid vacation

- The primary disadvantage of HMOs is that

there isn't a primary care physician to manage the use of medical specialists.

the patient often has a limited choice of physicians and limited access to specialist care.

the deductibles are relatively high.

they are not widely available in many parts of the United States.

- Medicaid is a

employer-sponsored, federally subsidized insurance plan.

federally run insurance exchange.

federally operated health insurance program.

state-operated health insurance program.