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Which of the following IS NOT an element of fraud? Group of answer choices The misrepresentation must concern a material fact. The innocent party must

Which of the following IS NOT an element of fraud?
Group of answer choices
The misrepresentation must concern a material fact.
The innocent party must be under the age of 21
There must be intent to deceive.
The innocent party must have justifiably relied on the misrepresentation.

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