Which of the following is NOT part of the Dodd-Frank Wall Street Reform and Consumer Protection Act?

• A. Increased oversight of credit ratings agencies
• B. Stricter rules for banks on capital, liquidity, and risk management
• C. Ban on use of all derivatives by commercial banks
• D. More transparency in the over-the-counter derivatives market and having more derivatives (like CDS) trade on exchanges
• E. Creation of the Financial Stability Oversight Council