Which of the following IS NOT true about private mortgage insurance (PMI)? A. It repays the borrower in the event of foreclosure. B. It typically covers the loan amount above 80% LTV. C. It is paid by the borrower. D. It is often used when a borrower can only pay less than 20% of the sale price as a down payment When deposits are removed from savings and loan institutions in large amounts for investment in government securities that provide higher returns A. points charged on loans decrease B. hypertrophy occurs c. more due on sale causes are enforced by Savings and loans D. disintermediation occurs