Which of the following is subject to the 10-year distribution rule for beneficiaries of certain inherited retirement plans?

Faye (67) died leaving her friend, Eloise (56), as the designated beneficiary of her 401(k).

Maurice (86) died leaving his disabled daughter, Sophia (54), as the designated beneficiary of his traditional IRA.

Coco (91) died leaving her neighbor, Malia (89), as the designated beneficiary of her traditional IRA.

When Francis (76) died, his 401(k) plan had no designated beneficiary. His will stipulated that his cousin, Ross (56), inherited his estate.