Which of the following is true of a cash balance plan? Multiple Choice The employees' contributions in a cash balance plan are not accurately defined. All of the investment risk in cash balance plans remains with the employees. The benefits are expressed in periodic payment during retirement The benefits are expressed in terms of an accumulated lump sum. Publication is a complete defense in defamation cases. True or False True False The Fair Labor Standards Act requires, among other things, payment of the federal minimum wage and overtime pay to Independent contractors. 17 True or False True False