Which of the following is true when converting from the accumulation stage of an RSP to the income payout phase? Question options: Wesley is disallowed to make a lump sum withdrawal upon converting his RSP into a RIF Ingrid can convert her RSP into a RIF but will be required to purchase an annuity at the age of 80 Izabella will continue to have control of her investments should she elect to transfer her RSP into a RIF Wendy will not be able to transfer her funds from an RSP into a RIF and annuity simultaneously even though she desires to utilize both options