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Which of the following is/are common estate planning mistakes? I. Failure to plan for incapacity. II. Having an out of date will. III. Improper ownership

Which of the following is/are common estate planning mistakes?

I. Failure to plan for incapacity.

II. Having an out of date will.

III. Improper ownership of an insurance policy.

IV. Failure to take advantage of the intestacy laws.

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