Which of the following loans will likely be available to pay for college expenses for the children of parents with a good credit history and low debt-to-income ratio?

1. Parent PLUS loan.
2. HELOC
3. Life insurance cash value loan.
4. 401(k) loan.

Group of answer choices

1 and 2.

1 and 3.

2, 3, and 4.

1, 2, 3, and 4.