Which of the following mortgages will have the largest monthly payment? Fully amortizing 30 year FRM, annual interest rate of 3%, mortgage amount $200,000 Fully amortizing 30 year FRM, annual interest rate of 4%, mortgage amount $200,000 Fully amortizing 30 year FRM, annual interest rate of 4%, mortgage amount $200,000 with a balloon payment of $50,000 Interest only 30 year FRM, annual interest rate of 3%, mortgage amount $200,000