Which of the following people has the MOST diversified portfolio? Crystal, who has her money in a savings account and several short-term certificates of deposit so that it earns interest. Siohban, who has her money allocated across four different mutual funds: One invests in stocks in companies based in the United States, another in stocks of foreign companies, another in bonds of U.S, companies, and finally one in bonds of foreign companies. Ling, who has 100% of her money in a stock index mutual fund that invests in small, medium, and large companies based in the United States. Jacob, who has his money invested in his house which he is certain he can sell for at least 50% more than he paid