Which of the following people represents several insurance companies but owns the policy expirations? Select one O a Independent agent O b. Direct writing agent O c. Exclusive agent O d. General agent age Which of the followings is not derivative instruments, Select one: O a Shares O b. Financial options c. Forwards O d. Currency swaps ge Consider the following balance sheet Cost 5% 7% Expected Balance Sheet for XYZ Bank Assets Yield Liabilities Rate sensitive $ 1000 7% $ 1400 Fixed rate $ 1000 9% $ 1700 Non earning $ 3300 $ 1500 Equity 700 Total $ 5300 $ 5300 What is the Net Interest Margin (NIM) Consider the Following balance sheet Expected Balance Sheet for XYZ Bank Assets Yield Liabilities Cost Rate sensitive $ 1600 5% $ 1300 7% Fixed rate $ 1900 8% $ 700 9% Non earning $ 1000 $ 1600 Equity 900 Total $ 4500 $ 4500 What is the Net Interest Income (NII)