Which of the following risks are insurable? For risks which are not insurable, explain why they are not insurable. $(1)$ The risk that a $$10$ Christmas decoration will be broken. $($ii$)$ The risk that a borrower will need to pay interest on a debt. $($iii$)$ The risk that the interest rate on a debt will increase. $($iv$)$ The risk that an insurance company will have to pay too many losses. $($v$)$ The risk that an individual is late for an important meeting. $($vi$)$ The risk that a pregnancy will result in multiple births $($twins$,$ triplets, etc.$)$ incurring unplanned expenses $($vii$)$ The risk of an individual being killed by a malfunctioning self$-$flying aeroplane within the next $30$ years. $($viii$)$ The risk that a dress will not be fashionable in two month's time