Which of the following scenarios, regarding refund anticipation loans (RALs), is considered acceptable business practice? Question 8Select one: a. A Licensed Tax Preparer sends his/her clients next door to the local check cashing business to obtain information about RALs, prior to completing his/her client's returns b. The office manager, who is not licensed as either a LTP or LTC, discusses the pros and cons of RALs with clients when they are in the waiting room waiting for their tax preparation appointment c. The LTP or LTC that is preparing a client's income tax return discusses the pros and cons of a RAL when discussing the various options for handling a tax refund due to the taxpayer d. RALs should never be discussed in a tax preparation office