Which of the following should you pick if we assume you like money? Investing $10,000 in a) savings account with a 1% annual interest rate; b) investing in the stock market with an 70% chance of an expected rate of return of 4.5%; or c) giving your money to your brother-in-law Darrell who swears he can double our money in just a couple of weeks with a sweet deal he heard about online (p = .10)?