Which of the following situations would likely lead to a higher savings rate in the short run? O a) Sue is just about to graduate from college and has a high-paying job offer at a bank. ( b) JR believes that he may be laid off from his job within the next 6 months. O c) Jane's stock portfolio unexpectedly doubles. O d) Sean was selected as a first-round pick in the NFL draft and will earn $5 million a year starting next season