Which of the following statements about credit decisions is NOT correct? Financial institutions use both interest rates and credit quantity to control redit risk for wholesale (large business) loans. Household borrowers involve lower costs of information collection for lenders. Beyond some critical interest rate, wholesale loans may be rationed through loan quantity restrictions. Retail customers are more likely to be rationed through loan quantity restrictions than through interest rates. Retail loans tend to be smaller than wholesale loans. Which of the following statements about credit decisions is NOT correct? Financial institutions use both interest rates and credit quantity to control redit risk for wholesale (large business) loans. Household borrowers involve lower costs of information collection for lenders. Beyond some critical interest rate, wholesale loans may be rationed through loan quantity restrictions. Retail customers are more likely to be rationed through loan quantity restrictions than through interest rates. Retail loans tend to be smaller than wholesale loans