Which of the following statements about death claims for annuities is not true?

Select one:

a$.$ If the annuitant under an annuity with a return of premium rider dies, the remaining payments

continue to the beneficiary

b$.$ Upon the death of the first annuitant under a joint and last survivor life annuity, the surviving

annuitant receives the remaining payments for the guaranteed period

c$.$ If the annuitant under a term certain annuity dies, the remaining payments continue to the

beneficiary

d$.$ If the annuitant under a life annuity with no guarantee period dies, a death claim cannot be made