Which of the following statement(s) about Eldershield and IDAPE is (are) TRUE?

I. IDAPE is an alternative premium paying plan to Eldershield for those age 70 and above during the first launch.

II. Singaporeans between age 40 and 69 at the time of launch of Eldershield can apply for IDAPE if they suffer from only two existing ADLs.

III. IDAPE is a government scheme and it is free for those who qualify.

A I only.

B I and III only.

C III only.

D II and III only.