Which of the following statements about the down payment is TRUE?

	A.	A down payment is the amount of money you paid in cash to buy something (i.e. a house) but is only a part of total cost, and you pay the rest of the total cost with a loan.
	B.	A down payment is the penalty fee you need to pay when you fail to pay the promised interest payments on a loan.
	C.	A down payment is the insurance premium you pay periodically in exchange of the protection provided.
	D.	A down payment is the amount of loan you can borrow from a bank with FICO scores.