Which of the following statements are true?

Assets like accounts receivable, inventory, equipment, buildings, land may be pledged as collateral for business loans.

Creditors may demand executives to pledge personal assets as well as business assets as security for loans.

Executives of major corporations are more likely to be asked to pledge personal assets as collateral than are owners of small businesses.

Restrictive covenants are used to require executives to pledge personal assets as collateral for business loans.