Which of the following statements are true?

I. Your personal health can be assessed either qualitatively or quantitatively.

II.Your personal balance sheet provides information of your wealth level at a point in time.

III. Your net worth can either be positive or negative.

IV. Your net worth statement indicates how much of your assets is financed by liabilities.

a. I, II and IV

b. I, II & III

c. II, III and IV

d. II & III