Which of the following statements are true?

Select one:

a. Homestead statutes protect certain rights, typically a primary residence, from a decedents creditors.

b. Dower and Curtesy are statutes in all states that prescribe the surviving spouses elective share rights.

c. Assets that pass by intestacy will not be subject to probate.

d. IRA and 401(k) assets are subject to probate.