Which of the following statements concerning advantages of a hybrid life insurance policy containing a long-term care ric is correct? O a. If the policy is used for long-term care, it will not reduce the death benefit. O b. The policy will qualify for the Long-Term Care Partnership Program in most states. O C. The trigger for benefits is much less restrictive than the trigger in a traditional long-term care policy. O d. The premium is fixed and does not increase as can the premium on a long-term care policy.

Which of the following statements concerning advantages of a hybrid life insurance policy containing a long-term care is correct? a. If the policy is used for long-term care, it will not reduce the death benefit. b. The policy will qualify for the Long-Term Care Partnership Program in most states. c. The trigger for benefits is much less restrictive than the trigger in a traditional long-term care policy. d. The premium is fixed and does not increase as can the premium on a long-term care policy