Which of the following statements concerning benefits under workers' compensation laws is correct? Question 14 options: A) If a worker is killed on the job, burial benefits do not have to be paid if survivors opt for cash income payments. B) State laws require all workers to be covered under workers' compensation insurance. C) Medical benefits are usually subject to deductibles and coinsurance. D) Disability benefits are frequently paid retroactively to the date of injury if a worker is still disabled after satisfying a waiting period