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Which of the following statements concerning commercial property risk is/are true? I. Wear and tear damage to commercial property is a type of commercial property

Which of the following statements concerning commercial property risk is/are true?

I. Wear and tear damage to commercial property is a type of commercial property risk that is typically insurable.

II. Commercial property risks are generally easier to evaluate than other enterprise risks in part because property risks are both relatively easy to identify and measure.

I only.

II only.

Both I & II.

Neither I nor II.

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