Which of the following statements concerning disability income policies is CORRECT? Noncancelable policies guarantee the insured the right to renew the policy for a stated number of years, or until a specified age for a premium guaranteed upon renewal. A guaranteed renewable policy does not guarantee renewal at a level premium. Noncancelable policies provide the most liberal continuation provision. Noncancelable polices permit the company to adjust premiums for individual insureds. A) I, II, and III B) I and II C) III and IV D) I, II, and IV