WHich of the following statements , if any, concerning 401k plans with safe harbor contributions is correct?

1) safe harbor contributions must be fully vested and satisfy the withdrawal provisions that apply to salary deferral contributions.

2) A contribution of 3 percent of compensation for all non highly compensated employees eligible to participate in the plan satisfies the safe harbor contribution requirements.

a) 1 only

b)2 only

c) both 1 and 2

d) Neither 1 or 2