Which of the following statements is correct concerning estate planning techniques for the elderly? (A) Executing a trust and durable power of attorney will guarantee an elderly client protection from appointment of a conservator or guardian. (B) A springing power of attorney should describe in very general and broad terms the incapacity that makes the power operative. (C) An attorney-in-fact, given appropriate powers, can reduce an elderly client's assets, so that the client becomes eligible for Medicaid benefits. (D) Trustees appointed by a client's trust can be authorized to handle asset management, as well as health care decisions for an elderly client. O A and B B only O C only D only