Which of the following statements is correct? Select one: O a. All the options below are correct O b. The positive relationship observed between risk and return in financial markets is consistent with the hypothesis that the average investor is risk averse O c. Someone who chooses an auto insurance policy with the largest deductible possible is demonstrating through their behavior that they are less risk averse than someone who chooses the smallest deductible possible O d. Someone who is risk averse is willing to give up some expected return in exchange for facing less risk