Which of the following statements is correct with respect to securitization in the mortgage market? All of the statements are correct. In general, securitization tends to improve credit quality because loans are moved away from the original lenders, hence risk is reduced. Securitization tends to strengthen the link between borrower and lender by encouraging continuous monitoring behavior by the lender. Securitization has practically eliminated the risk in the mortgage market. Securitization tends to weaken the link between borrower and lender and reduces the continuous monitoring behavior by the lender