Which of the following statements is incorrect? Select one: a. Private securities are generally more liquid than publicly traded securities. b. If you purchase 100 shares of Disney stock from your brother-in- law, this is an example of a secondary market transaction c. The futures market is the market in which assets are bought or sold for future delivery. d. IPO takes place in the primary market. e. While the two frequently perform similar functions, commercial banks generally specialize in lending money, whereas investment banks generally help companies raise large blocks of capital from investors