Which of the following statements is most correct in relation to the findings of The Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry? I. Advisers frequently provided audit and assurance services they knew were unsuitable for clients. II. Advisers sold products to clients with a primary objective to receive volume-based commissions. III. Advisers in public practice provided financial advice without appropriate qualifications. IV. Inadequate reporting of poor financial positions due to fears of organizational failure. A. II only B. II and III C. I, II and III D. I, II, III and IV