Which of the following statements is most correct?A $5-$year $$100$ annuity due will have a higher present value than a $5-$ year $$100$ordinary annuity.A $15-$year mortgage will have larger monthly payments than a $30-$year mortgage of the same amount and same interest rate.If an investment pays $10$ percent interest compounded annually, its effectiverate will also be $10$ percent. Statements a and c are correct. All of the statements above are correct.