Which of the following statements is not correct?

Select one:

a.

An agreement to constitute a commodatum is binding and is perfected from the moment there is a meeting of minds.

b.

Precarium is a kind of commodatum where the bailor may demand the thing loaned at will.

c.

In case of extraordinary expenses, the debtor in mutuum will shoulder 50% if he is in actual use of the thing borrowed.

d.

Fixed, savings, and current deposits of money in banks and similar institutions shall be governed by the provisions concerning mutuum.