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Which of the following statements is true? a. FIs typically increase their concentration limits to increase exposures to others. b. FIs typically set concentration limits

Which of the following statements is true?

a. FIs typically increase their concentration limits to increase exposures to others.

b. FIs typically set concentration limits to reduce their exposure to individual borrowers.

c. FIs typically decrease their concentration limits to decrease exposures to others.

d. FIs typically set concentration limits to reduce exposures to certain industries and increase exposures to others.

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