Which of the following statements is true?

a. Neither a bank is unlikely to benefit from e-business nor in a university, the costs of e-business usually exceed the benefits is true.

b. In a university, the costs of e-business usually exceed the benefits.

c. Both a bank is unlikely to benefit from e-business and in a university, the costs of e-business usually exceed the benefits are true.

d. A bank is unlikely to benefit from e-business.