Which of the following statements is true about the types of life insurance sold in the United States? Most policies sold are whole life, but universal has the largest percentage of coverage in force. Most sold are term life, but whole life has the largest percentage of face amount in force. Most policies sold are whole life, but term life has the largest percentage of face amount coverage in force. Most policies sold are term life, but variable life has the largest percentage of face amount coverage in force. Which of the following is not an example of a health care insurance arrangement designed to provide better incentives for cost reduction than traditional fee-for-service? Health Maintenance Organization Preferred Provider Organization Blue Cross-Blue Shield Organization Individual Practice Association