Which of the following statements is true regarding a contract where a cheque or money order is posted but is lost before it reaches the creditor...

Select one:

a.if the creditor required payment by post, the normal rules of contracts by a post apply and the debtor is discharged from liability

b.if the creditor has not expressly requested payment by post, loss of the letter (with a cheque in it) is borne by the creditor

c.if the creditor did not require payment by post, the normal rules of contracts by a post apply and the debtor is discharged from liability

d.None of the above